Everybody loves the thought of heading out on vacation. You find a destination you want to visit and make your reservations. If you fly to get there, you will likely need a rental car. As you approach the rental counter the associates will have lots of paperwork for you and they will ask you if you want to take their insurance. If you booked online and prefilled the paperwork you were asked the question then, "Do you want insurance". The offered insurance is not just one level, it is several different levels. It can significantly increase the cost of your rental car.
If your agent is The Insurance Shop USA in Sandpoint, ID the first thing you should do when you’re going to rent a car is call them and ask if your coverage will protect the rental car. They will give you the answers you need. If you have an older car and don’t carry collision and comprehensive auto insurance you have to get that coverage another way. One option is your credit card. Some credit cards offer rental car insurance as one of their perks.
If you have a newer car and have collision and comprehensive coverage you probably have enough coverage to protect your rental car. It is always a good idea to check your policy limits to make sure that your insurance has enough coverage for a new car and that the liability limit is what they should be. If you have any questions and just don’t want to get your insurance involved, pay the extra and get the rental car insurance. It cost more but it offers peace of mind.
When you have questions about your auto coverage or if you are looking to find a new carrier, The Insurance Shop USA in Sandpoint, ID is here to help. Call our office or drop by and let us give you a no-obligation quote.