If you are getting married in the Sandpoint, ID area soon, the last thing you want to think about is something going wrong on your big day. However, weddings are not immune to disasters, and a wedding policy will protect you in the event something goes wrong. The agents at The Insurance Shop USA are here to put together a wedding insurance policy that is right for you.
What is Wedding Insurance?
Wedding insurance will protect you financially in the event certain things go wrong. Some types of events that would be covered include:
External events that lead to the cancellation of the wedding.
Extreme weather that leads to extra expenses due to changes that need to be made to the wedding plans.
Issues with the vendors you hire or the event space you have booked.
Types of wedding coverage
There are two types of wedding converges, and you can choose to purchase them separately or together as a bundled package.
Liability coverage covers damage to the venue that was caused as a result of your wedding. It will also cover the medical bills if someone is hurt or gets sick as a result of the wedding. You should also check with the venue to see if they offer any amount of liability coverage as part of the contract.
Cancelation or postponement coverage
Cancelation and postponement coverage will pay for the expenses, to cancel or change the date of your wedding due to a covered event. It is important to remember that this coverage will only apply to events that are beyond your control, so if you get cold feet, you will not be protected.
You can also purchase additional coverages to add on to your policy, such as honeymoon coverage and stolen gift coverage.
If you would like to learn more about wedding insurance, reach out to an agent at The Insurance Shop USA today. We proudly serve the Sandpoint, ID area.