Getting your first car is one of the most exciting times of your life.  You will never forget your first car.  It symbolizes a rite of passage from the world of childhood to the adult world of responsibility.  Having a driver’s license is a privilege and having a car is a luxury, although a necessity for many Americans who do not live close to public transportation and who have to rely on a car to get everywhere. 

Just as exciting is moving to a new place, like Sandypoint ID, and purchasing a new car or bringing yours with you.  Whether you have just purchased a new car or have recently moved to Sandypoint ID and are looking for a new auto insurance policy for the area, here are a few tips for buying auto insurance in Sandypoint ID for the first time.  

1. Talk to a Trusted Agent before You Buy

Think of an insurance agent as a catalyst or matchmaker. Their job is to bring together you, the driver, with an insurance company that provides the best policy at the best price for you.  

2.  Understand Your Policy

Know what is and isn’t covered.  Understand the amount of your deductible and how that works. Also, if you don’t own your car outright but pay a car loan to a lender every month, you are probably required to purchase full coverage for your vehicle.   

3. Don’t be Afraid to Ask for a Discount

Do you have perfect grades in school? Drive part time? Considered a senior citizen?  These are just a few of the discounts that some insurance companies offer.  Also, consider bundling insurance policies for an even better rate.  You can bundle homeowner’s insurance with your auto insurance policy, for example.  

At The Insurance Shop, our friendly agents will assist you through the maze of buying Auto Insurance in Sandypoint ID for the first time. But really, its not that complicated. It’s simply something new you will learn, and our agents at The Insurance Shop USA are standing by to help.