Does wedding insurance cover my honeymoon?

If you’re getting married, it’s vital to protect your special day with a wedding insurance policy in Sandpoint, ID. But what about your honeymoon? Does wedding insurance cover that too?

What is Wedding Insurance? 

Wedding insurance is a type of event policy that helps protect you financially in any unexpected mishaps related to your big day. Most policies cover expenses related to postponements or cancelations, such as deposits, fees, and other costs associated with changing your plans at the last minute. Some policies also provide coverage if a vendor fails to deliver on their promise like if a caterer doesn’t show up on the day of the wedding or the photographer loses all of your photos. 

Does Wedding Insurance Cover Honeymoons? 

Unfortunately, most wedding insurance policies do not cover honeymoons. That said, some special policies available provide coverage for trips taken within 30 days after the ceremony. These policies typically include coverage for trip cancellations due to unforeseen circumstances, such as illness or injury, natural disasters, and terrorism-related events. Keep in mind that these extra features come with an additional premium cost.    

Do I Need Wedding Insurance? 

Wedding insurance can be a great way to protect yourself from any unexpected costs related to your big day—but it’s not an absolute necessity. Suppose you have already made significant deposits for vendors and venues. In that case, buying wedding insurance could be an intelligent investment to recoup those costs if something goes wrong closer to the date of your nuptials.  

Most Sandpoint, ID wedding insurance policies do not cover honeymoons; however, special policies can offer this added protection if needed! Contact The Insurance Shop USA today, and we can help you get the right coverage for your wedding and honeymoon.

Required Auto Insurance in Idaho

Every vehicle in Idaho has to be covered by an auto insurance policy. This protects you financially and others on the road who might get into an accident with you. There are several auto coverages, two of which are required in Idaho. If you don’t have auto insurance or want to change to a different insurance company, call us at The Insurance Shop USA in Sandpoint, ID.

Liability Insurance

You need liability coverage in Idaho to meet the state’s insurance requirements. You are required to have two amounts for bodily injury liability. These amounts include one amount of coverage for one person who is injured and needs medical care. The other amount is for all of the people who are injured in the accident and need medical care. There is also an amount required for property damage liability. This pays for the damage to another person’s vehicle, structure, etc., damaged in an accident. These amounts, when compared to other states, are on the low side. It’s often recommended that Idaho drivers get more coverage than the minimum amount required by the state. 

Uninsured and Underinsured Motorist Coverage

This type of coverage is required to be a part of your apt insurance unless you reject it in writing. It’s wise to have this coverage, so it’s generally recommended that you keep it. If an uninsured or underinsured motorist causes an accident with you, you need to have this coverage to pay for the damages. Without this coverage, there may be no one to pay for the accident, leaving you financially vulnerable.

Get Auto Coverage in Idaho

When you need auto insurance for your vehicle, you can contact us today at The Insurance Shop USA in Sandpoint, ID.