Even though the primary role of religious institutions is to teach the society about doctrines, nowadays they have more responsibilities. With increased involvement of the society in religious activities, religious institutions now have quite a number of members and workers, plus most of the institutions now own substantial amounts of property and real estate. In the recent past, there has been challenging times for religious leaders, from sexual abuse scandals to high insecurity levels; religious institutions seem to be facing the same risks other institutions face. That’s why it’s important for them to take religious institution insurance with The Insurance Shop USA.
Even though it’s not mandatory for religious institutions in Sandpoint, ID to have insurance, it’s important for them to protect their investment against unforeseen circumstances. Some of the coverage options to consider include:
General Liability coverage: Religious intuitions are always full of activities, which means that accidents are bound to happen. This covers any liability claims against the institution from a third party including bodily liability injury and property liability
Workers compensation coverage: Covers employees in the institutions should they suffer work-related accidents/diseases. It caters to medical expenses, lost wages etc.
Personal property coverage: Religious institutions are a store to many valuable items; from donations to irreplaceable artifacts. This coverage protects the personal property from theft, fire, and any other risks.
Professional liability coverage: Religious institutions offer several professional services such as counseling, teaching, pasturing, and much more. This covers the institution from third-party lawsuits against the professional services offered.
When it comes to choosing the right coverage, religious institutions in Sandpoint, ID face a greater challenge compared to other institutions. That’s why it’s important for them to work with The Insurance Shop USA that understands the unique needs and risks that religious institutions face. Contact us today for a decent religious insurance policy or for any inquiry.