Religious institutions are not immune from risks of damage and liability. This is why it is very important that they also have access to quality insurance coverage for their special needs. At The Insurance Shop USA, serving Sandpoint, ID, and the surrounding areas, we want to help you make solid insurance purchases that fit your needs perfectly. Keep reading to learn more about religious institution insurance.
What Types of Religious Institutions Qualify?
This type of coverage is perfect for churches, other types of houses of worship, church or house of worship-sponsored day care programs, and church or house of worship-sponsored schools. Many different types of programs might be run through the base church. Insurance coverage for these programs can be discussed individually with one of our insurance experts.
What Types of Coverage Are Offered?
Religious Institutions can be highly unique, which is why insurance coverage may need to be highly customized. Let’s look at some of the common types of insurance coverage offered.
- Property Insurance– This type of coverage will protect the physical buildings and any equipment that the institution uses.
- General Liability Insurance– Liability coverage is essential for religious institutions. If an accident happens, you need to know you are not alone in covering the expenses that might arise.
- Auto Insurance– Many religious institutions utilize vehicles in the day-to-day operation of their organization. These vehicles will need proper auto coverage as well.
- Specialized Coverage– In addition to these types of coverage, your organization may also be in need of specialized coverage as well. This might include abuse or molestation coverage, cemetery liability, crisis response, and more.
If you want to learn more about religious institution insurance, please contact us at The Insurance Shop USA, serving Sandpoint, ID, and the surrounding areas.